Southwest Florida Title Insurance & Real Estate Blog

We’re honored to have a guest blogger, Gabriel Knight, for this post. ~Chris

Florida is the fourth most populous state in the US and for good reasons. With the awesome temperature and miles of beaches, there’s no doubt why Florida is called the “Sunshine State”.

Florida has always been a dream destination for families and most residents are drawn toward this state for its weather and cities. Although real estate prices vary dramatically throughout the state of Florida, mortgage rates have been insanely low throughout 2012 and even in the first quarter of 2013.

5/1 Adjustable rate mortgage loans are available at 2.38%, 15 year fixed rate mortgage loans are being offered at 2.75% and 30 year fixed rate mortgage loans at 3.75%.

With the record-low mortgage loan rates in Florida, there are increasingly large amounts of people who are looking to refinance their home mortgage loans.

Opting for a mortgage refinance in Florida – Should you act now?

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“I know Winged Foot Title! They pick up the phone on the first ring” said Matt from Lennar.

Visit WingedFootTitle.com

That’s right; we are here for you, right from the first phone call all the way through closing. Let’ start at the very beginning. What does “closing”, “settlement” or “closing escrow” mean?

Closing or settlement is a term used for the point in time at which the title to the property is transferred to the buyer and is the final step in executing a real estate transaction

We all know buying a house is one of the most important decisions you will make in your lifetime. It is a very exciting yet possibly overwhelming experience. We find that the more you know about the process the more confident and relaxed you will be.

Once the seller accepts your sales contract, the countdown to closing begins. Timing is crucial to make sure all of the requirements for a successful closing are in order.

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I am always interested in knowing what is going on with the real estate market, most likely because I am in the business. Lately we have been hearing more and more about the rise of mortgage rates each week.

So that poses the question, are the most attractive interest rates in history coming to an end?

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