Southwest Florida Title Insurance & Real Estate Blog

“I know Winged Foot Title! They pick up the phone on the first ring” said Matt from Lennar.

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That’s right; we are here for you, right from the first phone call all the way through closing. Let’ start at the very beginning. What does “closing”, “settlement” or “closing escrow” mean?

Closing or settlement is a term used for the point in time at which the title to the property is transferred to the buyer and is the final step in executing a real estate transaction

We all know buying a house is one of the most important decisions you will make in your lifetime. It is a very exciting yet possibly overwhelming experience. We find that the more you know about the process the more confident and relaxed you will be.

Once the seller accepts your sales contract, the countdown to closing begins. Timing is crucial to make sure all of the requirements for a successful closing are in order.

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Not sure if you are on Bank of America’s email list, but if you are not – I wanted to share with you this great news!

Here are some of the Frequently Asked Questions:

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Bonita Springs Realtors, this event is just for you!

The Bonita-Estero Women’s Council of REALTORS is holding their business luncheon for November at the Grandezza Community Club House. The luncheon includes 4 speaks considered to be the “Veterans of our Industry”.  I was honored to be included as one of them. Here’s a roster of all the speakers:

• Listing REALTOR: D Michael Burker, Keller Willaims Elite Realty
• Selling REALTOR: Heather Wightman, John R Wood Realtors
• Marketing: Nella De Cesare, WBN Marketing
• Short Sales: Attorney Chris Black Winged Foot Title, LLC

“Veterans of our Industry” luncheon will run from 11:30 AM – 1:00 PM.

Register for this online at www.wcrbonitaestero.com.  The Grandezza Clubhouse is located at:

11481 Grande Oak Blvd
Estero, FL 33928-7601

If you have any questions, please don’t hesitate to give me a call (239) 985-4142 or contact me online.

-Chris Black

Attorney /Title Insurance
Winged Foot Title, LLC.

Be sure to follow me, Chris Black at Winged Foot Title online at:

• The Home Closing Process Blog at www.HomeClosingProcess.com
• Winged Foot Title Facebook Page at www.facebook.com/WingedFootTitle
• Winged Foot Title Twitter Page at www.twitter.com/#!/WingedFootTitle

We got some great news last week.  Fort Myers, Florida Short Sale REALTOR® Betty Katke of Jones & Co. Realty reported to us that she successfully used our free eBook to earn a short sale listing that would have gone to a family friend of the owner.  Great job, Betty!  Watch Betty’s story now:

For more information from Betty, please call her at (239) 677-1818 or email her at bettykatke@gmail.com.

This was a great question I was asked earlier this week, during a short sale process presentation I did to a group of REALTOR’s from Sellstate Priority Realty, a very successful brokerage in Cape Coral, Florida.  It was a very engaged group, and I was glad when someone asked a question about what to do about a junior lien in a primary home short sale scenario.

Here is a short video clip (about 4 minutes) that addresses this common issue:

So as you heard, Liz and Lynda presented the following scenario of a primary home short sale of a Cape Coral property. The owner of the property is disabled and can no longer afford the home.  Here are the details:

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My company, Winged Foot Title, (a Fort Myers title company) understands the value of home ownership. More importantly, we understand the value of protecting the American dream. We know that title insurance is the key to eliminating risks in real estate transactions.

Title insurance is valued by:

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If you are a buyer’s agent and you’re searching for a Short Sale Specialist in Fort Myers and the outlying areas of Southwest Florida, we invite you to view the video above which explains our operation.

Winged Foot Title is comprised of 3 full time employees who are dedicated to the orchestration and the timely closing of your short sale. We do not get paid unless the transaction closes so we obviously have a vested interest in the completion of the short sale.

Here are a few additional talking points that I cover in the video:

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It’s possible to short sale your property even if your property is encumbered by two mortgages.

Here’s proof that if can really happen even with a Bank of America short sale.

The active players were “EMC Mortgage Corporation holding the 1st mortgage and Bank of America Home Equity Line of Credit holding the 2nd.

After EMC received a complete package, they approved the terms of the short sale in 67 business days! Then the package was handed over to the Bank of America short sale department, specifically the HELOC department out of Jacksonville. They work fast. They approved their side of the short sale in less than two weeks after receiving the complete package. (If you have been following my blog, you will notice that the key to a short sale success is a complete package ;))

Here’s the approval breakdown:

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Bill Gillhespy of Century 21 Tri-Power Real estate at 2001 Estero Blvd. Fort Myers Beach, Fl 33931.

Bill is the proud recipient of a $50.00 gift certificate to the Road House Café on 15660 San Carlos Blvd. Ste. 280 in Fort Myers. Congratulations to you Bill, not only for winning Winged Foot Title’s customer satisfaction raffle for the month of February, but also for your dedication to outstanding customer service which is evidenced by:

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Does this sound to good to be true?

Not when you’re dealing with the Lehigh Acres Short Sale experts at Winged Foot Title.

Check out the scenario of our latest Lehigh Acres Short Sale success story….

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