Southwest Florida Title Insurance & Real Estate Blog -
Certificate of Title

This is the ninth of FSBO: 10 Tips for Selling Your Real Estate which can be downloaded as a free guide.

Once you’ve accepted an offer to sell your home and have finalized the contract, it’s closing time! But first, you should make a list of all the things that you and your buyer must do before closing.

For example, the property may need to be formally appraised, surveyed, inspected or repaired. Depending on the written contract, you may pay for all, some, or none of these items.

Your title company or real estate attorney can help you review this list and ensure you understand what you will be responsible for.

If each procedure returns acceptable results as defined by your contract, then the sale may continue. If it is discovered that there are problems with the home, then your next step will depend on the terms set forth in your contract.

At this point, you or the buyer may decide to walk away, open a new round of negotiations, or proceed to closing.

Once an offer is accepted, any earnest money from the buyer should be deposited with the title company. In some states, so-called “escrow companies” hold these funds. However, in Florida a title company or the attorney handling the real estate settlement and title insurance could hold the earnest money.

When you submit a fully executed agreement to the title company, the title work will begin.  The title process starts with a title search – a search of the public record that discloses documents of record that could affect the title to the property. Examples of such documents include:

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Hey guys,

Just got back from the 2013 American Land Title Association (ALTA) Convention that was held at the Breakers in Palm Beach, FL and I wanted to share a few things with you.

Check out my video above and if you were there, I’d love to read what you took away from the convention in the comments section below!

Or if you have a question about any of the content in the video, you can contact me at my site.


Just posted a new article about the importance of taking great photos that catch people’s attention when you’re listing your house for sale by owner on Merchants Circle.

Check it out!

Whats the best way to photograph your house for sale that's listed for sale?



Mortgage Rates on the Rise!

Posted by Jillian Dohack On June 6

Mortgage Rates are on the Rise

I am always interested in knowing what is going on with the real estate market, most likely because I am in the business. Lately we have been hearing more and more about the rise of mortgage rates each week.

So that poses the question, are the most attractive interest rates in history coming to an end?

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Marian Rosencrans

Marian Rosencrans, salesperson for the Bonita Springs/Estero Area Title Company, Winged Foot Title, LLC, was honored as a “Star of WCR” at the 2011 Installation Celebration of the Bonita-Estero Chapter of the Women’s Council of REALTORS®.

Before a packed house at Wildcat Run Golf & Country Club, Marian was recognized for her “Extraordinary Contributions, Outstanding Performance & Star Leadership”. As Co-Chair of the Awards Committee, Marian also oversaw the presentation of the evening’s other awards.

This is also a great opportunity to recognize some of the other real estate professionals who were honored that evening:

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My company, Winged Foot Title, (a Fort Myers title company) understands the value of home ownership. More importantly, we understand the value of protecting the American dream. We know that title insurance is the key to eliminating risks in real estate transactions.

Title insurance is valued by:

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NOT LEGAL ADVICE: This information is not to be construed as legal advice. Legal advice must be tailored to the specific circumstances of each case. Every effort has been made to assure that this information is up-to-date as of the date of publication. It is not intended to be a full and exhaustive explanation of the law in any area. This information is not intended as legal advice and may not be used as legal advice. It should not be used to replace the advice of your own legal counsel.

Winged Foot Tite, LLC is not associated with the government, and our [short sale orchestration] service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.